Investment Process

Successful investing is never haphazard.  An orderly approach is necessary for effective management of your investments, a step-by-step process subject to review and revision.flow blocks


  1. Identify your goals
    • Identify needs to draw on your investments, both now and in the future
    • Assess tolerance for risk and discuss time horizon
    • Establish income targets
    • Review investment preferences
  2. Design your portfolio
    • Identify investment strategy
    • Establish asset allocation (diversification) targets
    • Discuss portfolio plans with you
  3. Construct your portfolio
    • Construct diversified portfolios for both brokerage and retirement accounts
    • Combine asset classes and securities in appropriate proportions
  4. Manage your portfolio
    • Monitor overall portfolio and individual security performance.
    • Utilize tax minimization strategies where appropriate
    • Rebalance holdings where necessary
    • Replace securities that fail to meet objectives
  5. Evaluate and discuss
    • Examine the investment markets for new ideas
    • Monitor changing trends, market conditions, and legislation
    • Communicate and discuss
    • Adjust and adapt with your changing circumstances

Active management of workplace retirement plans.  The largest investment accounts for many working age individuals and couples consist of workplace retirement savings plans (401(k), 403(b), etc.).  Jonathan D. Pond, LLC can actively manage your workplace plans.  Managing workplace plans in your portfolio gives us the ability to make asset allocation and investments decisions based on the totality of your investment holdings.

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